About this role
Company: 2501 UOB (Thai) Public Company Limited
About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Description
This role is responsible for portfolio data analysis, MIS reporting, and risk monitoring for Retail Credit. The position supports the team in strengthening credit policy & governance by providing clear data insights, identifying early risk signals, and ensuring effective portfolio oversight.
Job Description:
- Develop and maintain portfolio trackers and MIS reports to monitor retail credit performance (e.g., loan growth, asset quality, delinquency trends).
- Highlight abnormal trends, inconsistencies, or potential policy breaches / non-compliance risks.
- Analyze portfolio data to identify risk trends, concentration, and key drivers.
- Provide actionable insights to support policy review and business decisions.
- Conduct basic trend analysis and forward-looking assessments to detect potential risk build up.
- Identify early warning signals such as deterioration in loan quality or high-risk segments.
- Monitor post approval portfolios to detect high risk developers, projects, or locations.
- Develop and enhance dashboards (e.g., Power BI / Excel) for portfolio monitoring.
- Present data in a clear and simple format for management and stakeholders.
- Ensure data accuracy, consistency, and proper documentation aligned with governance standards.
- Support reporting requirements for management, committees, auditors, and regulators.
Job Requirements:
- Experience in credit policy & Governance, portfolio management, or risk analytics in banking.
- Strong analytical and problem-solving skills.
- Good understanding of credit risk metrics (e.g., delinquency, NPL, vintage analysis, roll rate) and portfolio monitoring.
- Ability to use tools such as Excel, SQL, Power BI, SAS, or Python.
- Able to explain complex data in a simple, understandable way.
หมายเหตุ : ธนาคารมีความจำเป็นจะต้องดำเนินตรวจสอบและเก็บข้อมูลประวัติอาชญากรรมของผู้สมัครในตำแหน่งงานนี้เพื่อตรวจสอบคุณสมบัติหรือลักษณะต้องห้ามตามนโยบายของธนาคาร
Remark: The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy.
Additional Requirements
Develop, Engage, Execute, Strategise
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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